Worthington Financial is a locally owned, Oregon based lending company. We are licensed in Oregon and Washington and specialize in real estate financing for residential, jumbo residential and commercial properties, as well as, financing for business acquisitions (up to $5 million), SBA- Small Business Administration and ODVA- Oregon Department of Veteran's Affairs. For more information please click on our Products information link above. 

Retirment Plan Limits for 2012   IRA Contribution Limits The maximum amount you can contribute to a traditional IRA or Roth IRA in 2012 remains at $5,000 (or 100% of your earned income, if less), unchanged from 2011. The maximum catch-up contribution for those age 50 or older remains at $1,000. (You can contribute to both a traditional and Roth IRA in 2012, but your total contributions can't exceed this annual limit.) Traditional IRA Deduction Limits for 2012 While the maximum contribution hasn't changed, the income limits for determining the deductibility of traditional IRA contributions have increased (for those covered by employer retirement plans). Full article Brandon Jochim l Financial Advisor Jochim & Associates A Private Wealth Advisory Practice of     Sustainability in Technology    Worthington Financial is committed to sustainable practices that not only allow our business to be highly efficient, but also have a minimal impact on the environment. New advances in technology enable us to store documents and files electronically on our secure system, as well as provide paperless options for signing documents greatly reducing the amount of paper used for each transaction. For your security and convenience, we now have the capability to provide electronic copies of documents that can be e-signed in just minutes. This technology is secure and compliant with the Federal E-Signature Act of 2000 and allows clients to save and print copies of the documents. We also work with many lenders who offer paperless closings which is fast becoming the future of the industry. Imagine instead of leaving the closing table with a stack of papers you can now walk out with just a CD or a flash drive about the size of your car key!

SBA Loans   Small businesses are the foundation of our economy and our community. Worthington Financial specializes in Small Business Administration (SBA) lending for the small business owner looking to purchase or refinance commercial real estate, seeking business capital or business acquisition financing. The SBA is a government agency that provides support to small businesses by offering financing at an affordable cost. We offer both the 504 and 7(a) SBA loan programs, offering long-term fixed rate financing secured to owner occupied commercial real estate as well as for a variety of general business purposes. Please contact us if you would like more information on the SBA loan programs.     Current Rate Trend* & Industry Links                     *30 year fixed conforming rate trend. Statistical     average. For more detailed information     please call our office.     Local News and Headlines What's New?... WSJ Business News William B. Conerly, PhD, a local economist on current economic trends

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